Learn 06

California buying process

The exact 10 steps from first message to insured-and-driving-home.

1
Meet in a public place
Bank parking lot, large grocery store, police station lobby. Daylight. Bring a friend if possible.
2
Verify the seller's ID
Driver's license must match the name on the title. If not, walk away — no exceptions.
3
Test drive (use the inspection checklist)
Don't skip the highway portion. Don't skip the cold-start. Take your time.
4
Negotiate
Anchor low, with a reason. Be friendly. Be patient. Cash + same-day pickup is your leverage.
5
Fill out the title (REG 138 + REG 262 if needed)
Both buyer and seller sign. Buyer takes the pink slip. Seller keeps a copy.
6
Bill of sale
Two copies, both sign. Includes VIN, odometer, agreed price, and date. Download below.
7
Payment
Cash or Zelle preferred. Avoid large Venmo. Cashier's checks only with same-bank verification.
8
Take everything
2 keys, fobs, owner's manual, service records, head unit code, spare tire kit, registration card.
9
Drive to the DMV within 10 days
Use the DMV portal to make an appointment first. Bring title, smog cert, and ID.
10
Insurance before you drive home
Most insurers add a vehicle in 5 minutes by phone. Don't skip this — California requires it before you drive.

Bill of sale template

Print two copies, fill in by hand, both sign, both keep one. Includes buyer/seller info, vehicle info, agreed price, odometer reading, signatures.